01
Property & Business Continuity
Protect the assets your business continuity depends on.
It responds to fire, physical damage and business interruption, according to your assets and operations.
Examples of cover
- Fire and additional perils
- Property
- Business Interruption
- Loss of rent, where relevant
- Electronic equipment, according to the activity
How Thiqah helps you
We review the asset values and critical operational dependencies, then help you compare options and arrange suitable cover.
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02
Liability
Address your liabilities to others before they become a claim.
Your organisation may incur liability to customers, visitors or other parties arising from operations, products or professional errors.
Examples of cover
- General third-party liability
- Product liability
- Professional liability, according to the activity
- Employers’ Liability, where relevant
How Thiqah helps you
We identify the liability exposures arising from your operations, and explore the types of cover and limits that suit your exposure.
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03
Engineering & Projects
Protect your project at every stage of delivery.
Project risks change from civil works and installation through testing and commissioning to operation, and responsibilities are shared among the parties.
Examples of cover
- Contractors’ All Risks
- Erection All Risks
- Machinery breakdown
- Electronic equipment
- Testing and commissioning risks
How Thiqah helps you
We review the project scope, parties and equipment, and explore the engineering cover suited to the delivery or operation stage.
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04
Marine Cargo & Transit
Protect your goods as they move between supplier, warehouse and customer.
Goods in transit are exposed to loss, damage or accident, and the risks vary with the type of goods, the route and the means of transport.
Examples of cover
- Goods in marine transit
- Goods in inland transit, where included in the placement
- Single shipments
- Open covers for recurring shipments
- Temporary storage, where included under the policy
How Thiqah helps you
We map the cargo journey and its points of exposure, and explore the transit cover suited to your single or recurring shipments.
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05
Motor & Fleet
Keep your fleet running with cover suited to day-to-day use.
The impact of fleet incidents is not limited to repair costs; it may include third-party liability and disruption to operations.
Examples of cover
- Vehicles
- Business fleets
- Third-party liability
- Physical damage, according to the type of cover
How Thiqah helps you
We review the fleet’s structure, use and claims and accident history, and explore the available options and their limits and terms.
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06
Money and Fidelity Guarantee
Protect your organisation’s money on the premises and in transit.
Money may be exposed to loss on the premises or in transit, or to loss resulting from employee dishonesty.
Examples of cover
- Money on the premises
- Money in transit
- Fidelity Guarantee
How Thiqah helps you
We assess the movement of money, holding and transfer limits, and internal controls, and explore the cover that can be arranged.
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07
Group Employee Benefits
Care for your team with a group programme suited to your organisation.
Group programmes help address the medical expenses or the effects of accidents that employees may face.
Examples of cover
- Group medical insurance
- Group personal accident
- Workers’ Compensation, subject to need and market availability
- Other group benefits, subject to the insurer’s final quotation
How Thiqah helps you
We identify the employee groups to be covered, and compare the benefits, limits and provider networks to clarify the effect of each option.
Discuss this solution ▸
The cover, terms and limits available depend on the risk, the information provided and the insurer’s final quotation.
Where does your organisation’s exposure stand?
You may know the policy you are looking for, or you may not. Either way, the right start is to describe your activities and what you want to protect.
Share a brief on your organisation or your current policy, and we help you identify the relevant solution families and the points to review before approaching the market.
We assess the risk, then arrange suitable cover.